You’re 35? Not bonds. Even if you want it at “retirement” you have 12 years

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Jul 17, 2021
8:58:10am

DiamondMo 3rd String

And you don’t even/shouldn’t need it at that point. You’ll be kicking yourself if it’s in bonds

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DiamondMo

Bio page: DiamondMo
Joined: Jan 9, 2021
Last login: May 5, 2024
Total posts: 4,417 (0 FO)

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Messages

Author

Time

Question about Asset Allocation.

Junior Deputy

7/17/21 7:43am

Why not get back into real estate somewhere?

byubyu

7/17/21 8:23am

I’ve thought about this too… still a possibility, but I’ve come to value

Junior Deputy

7/17/21 8:30am

You’re 35? Not bonds. Even if you want it at “retirement” you have 12 years

DiamondMo

7/17/21 8:58am

That was my first thought.

blueaussie

7/17/21 9:19am

So just go lighter on the bonds? Or none at all?

Junior Deputy

7/17/21 10:11am

At current yields, none at all

flyzag

7/17/21 11:37am

The general rule is 100 minus your age should be the percentage you invest in

vagabonder

7/17/21 9:04am

S&P 500 Index Fund. No govt bonds, not ever.

Sooner Cougar

7/17/21 9:53am

What are your thoughts on the benefits of bonds if for no other reason than for

Junior Deputy

7/17/21 10:12am

If you get any at all make sure they are short term bonds

marcusaurelius

7/17/21 11:56am

That sounds like timing the market, and that's a risky / impossible game.

ebv

7/17/21 10:53pm

Its a decent short-term holding instrument, but there are so many better options.

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