Decentralized is more secure if proper protocol is followed because not even the govt or some corporation can seize it from you. People are used to working within centralized organizations and will need to somewhat get over that hump to adopt. When user interface is easier/understandable for a normie and innovations are put into place to better secure and provide a level of comfort of using crypto/NFTs, that is when I really think it takes hold. Most people just can't even wrap their mind around how it works or why it is useful to them.

I still get nervous doing defi transactions, even though I have done hundreds. I believe innovations will come that can help the non-technical to be onboarded and for people to self-custody their crypto without being super concerned with getting hacked. It is a new space, just like the internet. Internet was around for a very long time before it caught on. Now it is in every part of our lives. Crypto/NFts will expand, but it is going to take a little while. Thus far Crypto adoption has followed a similar adoption curve to the internet. I expect that to continue with a lot of bumps along the way.

It has to make people nervous when governments like US seize other countries assets or banks in Canada can seize what they thought were their funds without any legal action.