Well, don't accept their claim and fight them. Also, inodnt remember what it is called, but you should get more than
Just the cost of the repair. You should also get the cost of the depreciation that a car in an accident will show on paper. The car just took a big hit in value and they need to compensate for that. There is a term in the adjuster industry and I forgot it. I learned the hard way by just accepting what the insurance company was willing to pay me.