Your own personal auto policy will cover it just like you're driving with

Jan 21, 2023
8:16:09pm

paulb All-American

Enterprise or Hertz. This is assuming you're not using it for your job. Just like assuming you're not using your own car for your job. Also, assuming you have a personal auto policy.

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paulb

Bio page: paulb
Joined: Sep 30, 2011
Last login: May 5, 2024
Total posts: 24,588 (764 FO)

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Messages

Author

Time

Turo users…. Do you usually buy the insurance with it? I usually decline ins at

kotacoug

1/21/23 7:44pm

I always decline

JOPE

1/21/23 7:46pm

Just to clarify you deny at Turo as well?

kotacoug

1/21/23 7:51pm

Yes

JOPE

1/21/23 9:50pm

I get it because it's a lot more reasonable than normal ins

kosmokramer

1/21/23 7:50pm

Most credit cards won't cover damage to a peer to peer rental car like Turo.

TheRealU

1/21/23 7:54pm

Yup, and your normal insurance won't cover it as well usually

wannnacruise

1/21/23 7:56pm

If you're using it for personal reasons, your auto insurance covers it.

paulb

1/21/23 8:10pm

I called my insurance and they specifically said Turo isn't covered like normal

wannnacruise

1/21/23 8:33pm

Did you talk to an auto adjuster? Or an agent? Agents don't know what they're

paulb

1/21/23 8:37pm

I have progressive. So when you say they don’t differentiate you mean?

kotacoug

1/21/23 8:47pm

Yeah, I'd read their verbage before and a non owned was a non owned. Didn't

paulb

1/21/23 10:08pm

Never because I'm not a sucky driver

SausageKing

1/21/23 8:09pm

Your own personal auto policy will cover it just like you're driving with

paulb

1/21/23 8:16pm

I’m not sure this is true. Some don’t cover P2P rentals

insanobueno

1/21/23 8:35pm

Interesting. I know I do at my company. I guess other contracts could be less

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