What’s your current credit card setup?

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Mar 26, 2024
8:54:38pm

fredetteaboutit13 All-American

What’s your current credit card setup?

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fredetteaboutit13

Bio page: fredetteaboutit13
Joined: Jul 4, 2013
Last login: Jun 15, 2024
Total posts: 17,762 (2,811 FO)

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Messages

Author

Time

What’s your current credit card setup?

fredetteaboutit13

Mar 26, 8:54pm

Amex trifecta

Cougar-Duck

Mar 26, 8:55pm

Temporary loans that I pay off monthly to aviod paying interest

Mar 26, 8:55pm

You know you can also avoid interest by paying cash? I guess if you need an

brazilcoug

Mar 26, 9:21pm

Yeah but then you miss out on the free money offered by way of rewards. 🤷🏻‍♂️

RootieBoy

Mar 26, 9:22pm

Sure. But his post was worded kindly weirdly. Like the reason he has credit

brazilcoug

Mar 26, 9:24pm

Cash? That still a thing?

NorCal_Coug

Mar 27, 3:24am

Random numbers purchased off the dark web. Better than any rewards card.

foofcoug

Mar 26, 8:56pm

try to put as much on the sapphire reserve as I can

Zombre

Mar 26, 8:58pm

Amex Platinum for perks, Chase Sapphire Preferred for most daily spend and points

TCuz

Mar 26, 9:00pm

Yes, freedom unl for most daily. But Amex Blue Biz is 2x points, so....

Plato

Mar 26, 9:03pm

Ummm....I play Credit Card Roulette and use whichever one comes out first from my moneyclip...Usually

COUGZ

Mar 26, 9:00pm

Got the wife a new Amex Biz Plat yesterday for 130k bonus.

Plato

Mar 26, 9:02pm

I currently have Discover it right now. Should get about $1600 cash back in June

pinolero

Mar 26, 9:09pm

$1,600?!

eysikal

Mar 26, 9:21pm

They double your cash back earned at 1 year. $0 annual fee too. Good card.

pinolero

Mar 26, 9:39pm

Amazon 5% off Amazon/Travel. Citi 2% everything else.

Zoobieman

Mar 26, 9:16pm

Amazon card is a no-brainer if you shop there. Easily pays for Prime membership.

eysikal

Mar 26, 9:22pm

I use to do that and get those bonuses. . .

Zoobieman

Mar 27, 5:40am

It does kind of suck to end up with a wallet full of cards.

eysikal

Mar 27, 6:58am

Chase Sapphire Reserve for 100% of daily purchases

JOPE

Mar 26, 9:21pm

Have you thought about Chase Freedom unlimited for non dining or travel?

Warner

Mar 26, 9:54pm

Twinners

kccougar

Mar 26, 10:47pm

We're pretty similar here. We didn't decide to use it for everything, but once

Tricky

Mar 27, 1:02am

Capital One Venture for pretty much everything.

letthewookieewin

Mar 26, 9:25pm

Capital one Venture x, chase sapphire preferred

CougStuckOnTheHill

Mar 26, 9:32pm

Costco credit card 4% gas and 2% Costco. Then Citi double cash for everything 2%

haYnCoug

Mar 26, 9:41pm

Do you not use Costco for dining and travel?

Warner

Mar 26, 9:53pm

Yeah I also do. I think it's 3% right?

haYnCoug

Mar 26, 11:05pm

Multiple Citi Custom cash cards for 5% on Gas, Groceries and Restaurants

STL

Mar 26, 9:48pm

With that lineup you could add the Citi rewards+ to turn 5% into 5.55%

Warner

Mar 26, 9:55pm

I put it in my wallet right behind my drivers license. It's worked well so far.

fredy

Mar 26, 9:48pm

Costco Citi for routine purchases, Chase Sapphire Reserve for travel and dining.

d-coug

Mar 26, 10:16pm

I put it all on the Underhill account.

Mar 26, 10:34pm

4 cards:

mbs6

Mar 26, 11:19pm

Amex Plat for SUB, Amex Gold for dining/groceries, Venture X is the catch all

justAnotherCoug

Mar 27, 4:43am

Capital One 2% on all, Amazon 5% on Amazon, Discover 5% varies quarterly

Fdnman

Mar 27, 6:45am

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