My parents added me as a user on one of their credit cards that was opened

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Apr 16, 2024
6:39:28pm

4thNephite Redshirt Freshman

around the time I was born. Instantly gave me that many years of on time payments and a high 700 score

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4thNephite

Previous username: Pilot
Bio page: 4thNephite
Joined: Nov 12, 2020
Last login: Apr 29, 2024
Total posts: 111 (0 FO)

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Messages

Author

Time

Couple of questions for you money-savvy gurus out there

SV72 Sale

Apr 16, 6:35pm

you're paying for a credit history. I'd prefer getting a credit card and paying

BYUFBDAD

Apr 16, 6:37pm

I second this. Get a discover card with no annual fee

goidcougs

Apr 16, 7:17pm

My parents added me as a user on one of their credit cards that was opened

4thNephite

Apr 16, 6:39pm

Doh!

Copelius

Apr 16, 6:41pm

In addition to gettting her a credit card,

Copelius

Apr 16, 6:40pm

Amex is really good for this. The kid gets a card with their social.

Acorn

Apr 16, 6:42pm

There’s definitely cheaper ways to build credit like paying off credit cards

VirginiaPeanut

Apr 16, 6:41pm

When I got a car way back in the day, I used America First Credit Union. They h

AFewThoughts

Apr 16, 6:45pm

To be a bit of a devil’s advocate, when I applied for a car loan about 8 years

MisterFundamentals

Apr 16, 6:47pm

I think she would start benefitting immediately. The more history the better

Y05

Apr 16, 6:48pm

Better off paying it down but no paying off. Time of account is a factor.

Plato

Apr 16, 6:49pm

Never believe a car dealership in regards to financial advice...

Imbyulv

Apr 16, 7:22pm

Here's a near identical case:

roseyscenario

Apr 17, 9:51am

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