from a client (also a frat brother) saying he had a death in the family and on his way to Arizona. He had to put up $200K to
keep a Real Estate Investment in the family. He was from Arizona.

I e-mailed back we need a signed authorization and wiring instructions. The e-mail came back with his and wife's signatures.
MY SA and I looked hard at the signatures, and they looked right.

Just before we wired the money I said wait. He has never called me by my proper name, only the nickname.

I called his number and his wife answered, he was out gardening. I talked to him, and he never sent e-mails or received any from me.

After that, others had the same scam, the firm instituted a policy on any wires, we have to verify by phone.