I can't do a deal in Cali, I didn't petition Pete to contact me for business, and I don't engage in steering my clients toward risky investment, I work for one of probably the most conservative Credit Unions in the country.

Like I said, sorry you got burned and buying a home didn't work for you, but telling someone the "Best Program" is renting demonstrated a basic lack of fiscal knowledge, logically, Pete has done his homework and merely seeking validation and/or advice to tweak his plan.