If you want it handled correctly and quickly, UM is your best option.

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Mar 30, 2015
10:20:15am

Mexicougazul

They will do the research on her and subrogate accordingly. That is what the coverage is for.

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Mexicougazul

Bio page: Mexicougazul
Joined: Jan 6, 2014
Last login: May 5, 2024
Total posts: 4,502 (10 FO)

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Messages

Author

Time

Insurance Sucks

tebowned

3/30/15 10:10am

file the UM claim. If she has any recoverable assets your insurance will go

BIG XII Coug

3/30/15 10:13am

This would be my recommendation as well.

Real Men Wear Blue

3/30/15 10:15am

Why was her coverage denied?

MormonDevil

3/30/15 10:14am

Seems that there was no valid coverage. Hence, the uninsured coverage issue.

Real Men Wear Blue

3/30/15 10:15am

If she doesn't have liability insurance, here are your options:

MormonDevil

3/30/15 10:22am

RE: If she doesn't have liability insurance, here are your options:

BIG XII Coug

3/30/15 10:26am

thank you I will pursue those options.

tebowned

3/30/15 10:28am

^^^ this.

Finngirl

3/30/15 10:37am

Best case scenario is she actually does have coverage but GEICO ...

MormonDevil

3/30/15 10:40am

I didn't know that, that the insured can assign their claim of bad faith...

Finngirl

3/30/15 10:48am

Yep. In AZ, it's either a Damron, Morris, or Helme Agreement

MormonDevil

3/30/15 11:01am

I am going to take a stab and say that the lady failed to pay her monthly

BIG XII Coug

3/30/15 10:18am

Almost certainly.

Real Men Wear Blue

3/30/15 10:19am

policy invalid. they took 100 percent liability. they also took 3 weeks to

tebowned

3/30/15 10:25am

Did you say GEICO is the 3rd party liability insurer?

MormonDevil

3/30/15 10:32am

If you want it handled correctly and quickly, UM is your best option.

Mexicougazul

3/30/15 10:20am

In some states too, insurance can't increase rates or drop your coverage for

BIG XII Coug

3/30/15 10:21am

This is the case in AZ. It is statutory.

MormonDevil

3/30/15 10:28am

Exactly. And your company is going to treat you better than her's would.

Mexicougazul

3/30/15 10:29am

At least they are supposed to ...

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