Best case scenario is she actually does have coverage but GEICO ...

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Mar 30, 2015
10:40:10am

MormonDevil

Best case scenario is she actually does have coverage but GEICO ...

... wrongfully denied said coverage. She can assign to you her bad faith claim, then you sue GEICO and get a judgment in excess of the policy limits which GEICO will have to pay.

Good times.

Claims handing by insurance companies is eye-openingly shady.

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MormonDevil

Previous username: Chareth Cutestory
Bio page: MormonDevil
Joined: Jan 22, 2003
Last login: Feb 15, 2022
Total posts: 21,955 (3,808 FO)

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Messages

Author

Time

Insurance Sucks

tebowned

3/30/15 10:10am

file the UM claim. If she has any recoverable assets your insurance will go

3/30/15 10:13am

This would be my recommendation as well.

Real Men Wear Blue

3/30/15 10:15am

Why was her coverage denied?

MormonDevil

3/30/15 10:14am

Seems that there was no valid coverage. Hence, the uninsured coverage issue.

Real Men Wear Blue

3/30/15 10:15am

If she doesn't have liability insurance, here are your options:

MormonDevil

3/30/15 10:22am

RE: If she doesn't have liability insurance, here are your options:

3/30/15 10:26am

thank you I will pursue those options.

tebowned

3/30/15 10:28am

^^^ this.

Finngirl

3/30/15 10:37am

Best case scenario is she actually does have coverage but GEICO ...

MormonDevil

3/30/15 10:40am

I didn't know that, that the insured can assign their claim of bad faith...

Finngirl

3/30/15 10:48am

Yep. In AZ, it's either a Damron, Morris, or Helme Agreement

MormonDevil

3/30/15 11:01am

I am going to take a stab and say that the lady failed to pay her monthly

3/30/15 10:18am

Almost certainly.

Real Men Wear Blue

3/30/15 10:19am

policy invalid. they took 100 percent liability. they also took 3 weeks to

tebowned

3/30/15 10:25am

Did you say GEICO is the 3rd party liability insurer?

MormonDevil

3/30/15 10:32am

If you want it handled correctly and quickly, UM is your best option.

Mexicougazul

3/30/15 10:20am

In some states too, insurance can't increase rates or drop your coverage for

3/30/15 10:21am

This is the case in AZ. It is statutory.

MormonDevil

3/30/15 10:28am

Exactly. And your company is going to treat you better than her's would.

Mexicougazul

3/30/15 10:29am

At least they are supposed to ...

MormonDevil

3/30/15 10:37am

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