Undefeated Indi absolutely does not equal playoff. It gets you a chance. So does undefeated ACC if you play strong out of conference. Plus you get a CCG over a good team.
1 loss as Indi also does not guarantee NY6. Please show me the rule that guarantees this. Highest ranked G5 is GUARANTEED NY6. Seems CB doesn't accept this.
Better schedule is debatable. Do you fawn over this year's schedule? Because it is terrible for a team that wants to go 12-0 or 11-1. That opening 4 games is brutal. 3 on the road. MIZZ on the road. FCS team late in the season. Bye week betweeb Wagner and SJSU is worthless. FYI, we could still have that brutal Sept as AAC and have got the Exact same pub we got ad Indi. The rest of our schedule this year is meh. AAC with Houston, Memphis, and Navy is more interesting than SJSU, Wagner and Fresno.
I guess it's a difference of preference or opinion at this point. But to simply say Indi is better is unfounded.