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Apr 25, 2017
9:27
:46
am
Bumpus Hound
Starter
Oh, and congrats on thinking about this now. You're ahead of 95% of your peers.
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Bumpus Hound
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Bumpus Hound
Joined
Jan 31, 2002
Last login
Apr 28, 2024
Total posts
1,987 (48 FO)
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Messages
Author
Time
CB teach me how to save up for retirement.
Cosmo4life
4/25/17 7:48am
At the very least you want to ensure you get the full company match in 401K
jreid191
4/25/17 7:50am
Who is interested?
TNT
4/25/17 7:53am
Put the max into 401k up to the company match. Then
Mister P
4/25/17 7:51am
Everytime you get a raise, increase the percentage you set aside for retirement.
Ozymandias
4/25/17 7:52am
If I were to do it all over again. I would save 50% of my money and live like a
Baron
4/25/17 7:53am
That plan wouldn't be for me.
Mister P
4/25/17 8:00am
I think many say that without actually doing the math and understanding the
Baron
4/25/17 8:03am
I'd rather have my kids.
rggee
4/25/17 8:05am
I am not sure why you wouldn't have your kids. Or are you saying I would rather
Baron
4/25/17 8:07am
I'm not in my thirties yet. Wouldn't trade my 3 kids for anything.
rggee
4/25/17 8:08am
Not sure who is suggesting that you would have to get new kids.
Baron
4/25/17 8:12am
They would be different kids as the ones you have now
mosterlow
4/25/17 9:12am
Why would they be different?
Baron
4/25/17 11:13am
Putting off kids until later is my biggest problem.
Mister P
4/25/17 8:07am
I guess, if you have your first by 28 and last by 32 (that would be 3 kids if
Baron
4/25/17 8:10am
As I say, that plan is not for me. I have different priotities and
Mister P
4/25/17 8:13am
I agree. And I don't think our situations are that different. Probably we
Baron
4/25/17 8:16am
Don't wait for retirement to have enjoy life. Do things now
kotacoug
4/25/17 9:23am
Exactly. That's why you wait on kids. Enjoy it now. No need to wait until the
Baron
4/25/17 11:14am
No thanks
Mr. Belding
4/25/17 8:59am
I don't necessarily agree on the kids thing (so much of planning depends on your
Ash
4/25/17 9:49am
Had first kid at 30. It's my biggest regret. Wish I had them earlier
jbonita
4/25/17 10:30am
If I would have waited, I would have ten fold time with my kids in my thirties.
Baron
4/25/17 11:17am
I'd say at least 10% in 401K, max out IRA, and max out HSA if available.
jensen46
4/25/17 7:54am
Go to the financial independence subreddit.
GilaHank
4/25/17 7:54am
I would advise contributing to your 401k up to where your employer matches, and
Skeptical Optimist
4/25/17 7:54am
Invest as little into your 401K as possible and as much into real estate as you
Revolution
4/25/17 7:55am
Amen. Don't forget gold bars and bullion specie.
Linescratcher
4/25/17 8:02am
Ask around your ward, probably plenty who could give you some good "business opportunities"
JohnnyComeLately
4/25/17 7:59am
I've got 1989 Upper Deck, 1992 Bowman, and 1994 Fleer Ultra in my portfolio
Linescratcher
4/25/17 8:03am
Wow. Very impressive. Especially 1989 Upper Deck
TNT
4/25/17 8:05am
Ahh, a fellow investor.
Linescratcher
4/25/17 8:08am
I'd like to see an assessment of TNT's vintage pinball software.
Revolution
4/25/17 8:13am
Start your own company and make it successful.
Niiineteeen84
4/25/17 8:04am
Lots of good ideas on here so far. Here is what I would do that few other
Y'zFan
4/25/17 8:23am
If you earn $100, spend $95.
Cougar-Duck
4/25/17 8:33am
and then find a new job that pays more than $100
Linescratcher
4/25/17 8:33am
you know all those 25-50k cars/trucks/vans you see on the road? yeah, don't do
Mayor of Cougartown
4/25/17 8:54am
Expensive cars and eating out.
Y'zFan
4/25/17 9:28am
I think it's a major reason people think they HAVE to have 2 incomes when kids
Mayor of Cougartown
4/25/17 9:38am
Listen regularly to the Clark Howard podcast. That guy will teach you tons
Bumpus Hound
4/25/17 9:26am
Oh, and congrats on thinking about this now. You're ahead of 95% of your peers.
Bumpus Hound
4/25/17 9:27am
401k up to employer match, then pay off your house and cars. It's the best
YouPuntYouDye
4/25/17 10:16am
Thanks for the awesome feedback everyone. You guys aren't too bad after all:)
Cosmo4life
4/25/17 1:13pm
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