investment you'll ever make. Once you do that, you'll never want to be in debt again and it will impact your spending and decisions. You can work at a job you like for $75k a year instead of feeling like you have to take a job for $85k/year. You'll save up for the reliable car or the vacation that your family wants. Instead of always chasing money and getting sucked into 'business' ventures with your friends or ward members, you will have the capital to pursue legitimate businesses or wait until the time is right to do something with your capital.

Congrats for thinking about this now. A book that inspired me is "The Millionaire Next Door".