them, that is a big difference.

Today a payment on a $450,000 home before taxes and insurance with $30,000 down is $2,700 with good credit. Say average $3,500 after taxes and insurance. That doesn't cover any expenses you will have with a home. And in most cases you aren't buying a nice new home for that price unless maybe a townhome.

If you are making $100,000 a year you are getting $8,333 a month before taxes, insurance, 401K, etc. Let's say your AGI is $62,300. which means your tax liability is $7,000.

Your take home pay might be like this:

Gross: $8,333
Taxes: $900 includes SS, Medicare, and state income say Utah.
Insurance: $900-1500 I took average of say $1,200.
FSA: $200
401K: $200
Net: $5,833 on a good day

So your payment of $3,500 is 41% of your income. Doesn't leave a lot for basic cost of living let alone a cabin.

If you have your home paid off or bought back in the 80's great.

But even then the average person doesn't own a 2nd home/brb or whatever you want to call it.