I'm in neither age classification, so here's my two cents:
No generation ever 'has it easy'. Every single group has various challenges...and somehow they get through.
The good news for Millennials and Gen Z is that they are hands-down the most educated generation to date. So I have full confidence that they'll get through their challenges.
I'm also confident that the generations that precede them will generally struggle with and question how Millennials approach those challenges.
Circle of life my friends.