And yet, you still miss the point. Your anecdotes don't make your case. If I tell you I have 2 kids at BYU right now who aren't getting much financial support from me, but will graduate with zero debt, does that prove millenials are exaggerating about educational expenses?

No, because that would be a silly argument, full of logical fallacy, even though what I said is true.

Don't give credence to the millennial stereotype by using those same fallacies.