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Jul 1, 2020
8:58
:44
pm
abyunobody
3rd String
the 7 year thing...Maybe that's true but I know people that would be 100k poorer
if they didn't buy in a place that they planned on living temporarily.
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abyunobody
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abyunobody
Joined
Jan 4, 2016
Last login
Jun 9, 2024
Total posts
469 (1 FO)
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Messages
Author
Time
What’re some pointers you have for a first-time home buyer?
BountifulCoug5
7/1/20 7:47pm
You can always change the house, but you can't change its location
acougfan
7/1/20 7:48pm
Aside from education, buying and selling foreclosure homes have been the best
Pretorian
7/1/20 8:53pm
I wish my backyard had more privacy... Or any privacy for that matter
creameryon9th
7/1/20 7:50pm
Pay cash.
bluecougar1985
7/1/20 7:51pm
RE: Pay cash.
Zaphod
7/1/20 7:54pm
I’ve sold 3 homes the past 4 years. I’ve had an all cash offer each time on all 3 homes.
RdF3
7/1/20 7:54pm
I build for a living, we rarely get cash offers, but it does happen.
bluecougar1985
7/1/20 7:55pm
With the interest rates under 3% for a 30 yr loan right now, just do a 30.
rainorsnow
7/1/20 8:43pm
15 year is a good way to go. Not sure that is feasible for most people in a lot
Hoosier77
7/1/20 9:09pm
Starter homes in Utah are insane.
Hoosier77
7/1/20 9:10pm
Get a 30 yr loan and pay it like you would a 15 yr loan. That way, if hard times come, you're still OK.
BYUALWAYSNUM1
7/1/20 9:15pm
Make sure you get a garage. Don't get a townhome. Do not move anywhere with an
CougarTailDevourer
7/1/20 7:55pm
Absolutely no HOA!
bluecougar1985
7/1/20 7:55pm
HOAs suck, unfortunately A LOT of places have them.
BYUALWAYSNUM1
7/1/20 8:12pm
Potentially bad advice IMO
RdF3
7/1/20 8:00pm
HOAs are fine. Just understand what you are getting in to.
scottfunkel
7/1/20 8:48pm
Why are you against town homes? Thank you for the advice
BountifulCoug5
7/1/20 8:13pm
They are hard to sell when the market turns and they are typically too small to
CougarTailDevourer
7/1/20 9:37pm
Never F & C because of HOA fees. Special assessments Will bite. Roofs, asphalt &
grandpacoug
7/2/20 5:48am
So just get a good and thorough home inspection. Yes, eventually years down the
CougarTailDevourer
7/2/20 8:36am
Townhomes are great starter options
insanobueno
7/1/20 9:24pm
Townhomes generally cost about the same as a single-family home of
CougarTailDevourer
7/1/20 9:39pm
But then you can live in a nice well kept neighborhood likely with a pool and playground and have neighbors that are
RdF3
7/1/20 10:17pm
Not always the case. We looked at townhomes vs. single family homes for our
CougarTailDevourer
7/2/20 8:44am
Good feedback. This is our first home and seriously considering the town homes
BountifulCoug5
7/2/20 9:11am
Interesting about the mtg broker. I shopped around just recently and ultimately
rainorsnow
7/1/20 10:03pm
For the same reason. I used a mortgage broker originally because he told me he
CougarTailDevourer
7/1/20 10:14pm
Surprised he gave you the name of the bank.
rainorsnow
7/1/20 10:19pm
If you're financing, get preapproval, but try to buy under the preapproval
mrphotogenic
7/1/20 7:55pm
Expect the worst, “new” used houses always need repairs.
gwill
7/1/20 7:56pm
Look at greatschools.org. Try to live in a neighborhood where the elem school
valleus
7/1/20 8:07pm
Owning a house is expensive. Don't just think about how much the house payment
Broda
7/1/20 8:12pm
New or old, it'll fall apart. Houses are a money pit.
BYUALWAYSNUM1
7/1/20 8:18pm
If it has an HOA, get info on the fees, how it is being managed.
ovalY
7/1/20 8:19pm
I'm a Realtor. Here's my advise. Shop around for your financing and for your
BYU_CPU
7/1/20 8:35pm
That’s good advice. I just accepted an offer on my home and people were fighting
rainorsnow
7/1/20 8:48pm
the 7 year thing...Maybe that's true but I know people that would be 100k poorer
abyunobody
7/1/20 8:58pm
HOAs have ultimate unchecked power. If they treat you unfairly there is nothing
abyunobody
7/1/20 8:35pm
Make sure to take it on the freeway and have your mechanic check it out.
superdoo
7/1/20 8:38pm
Great advice
TNT
7/1/20 8:45pm
If possible, buy a place that you could turn into a rental when you upgrade
DC12
7/1/20 10:10pm
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