100,000 bonus points is worth $1000 cash, $1500 for travel booked through the chase portal, or $2000+ if you transfer it to Chase travel partners on a 1:1 basis

You get a $300 travel credit annually. If you don't want this card, sign up for it now, take your 2016 travel credit now. Then after January 1st, take your 2017 travel credit, and then cancel the card before your next annual fee is due.

$100 credit for Global Entry (also gets you TSA Pre Check)

Priority Pass Airport Lounge access ($399 annually)

Upgrades on rental cars and select hotels

3x points on travel and dining


So, if you sign up now, by this time next year you will have spent $450, but received $1000-$2000 in point benefits, $600 in travel credits, $100 for Global Entry, $400 for airport lounges, and whatever you value hotel and rental card upgrades.

Pay $450 now. Get $2-3k in return.