I am in a similar boat. Still have loads of points. I'm thinking I will

Aug 4, 2017
6:56:58pm

Martin Van Nostrand 3rd String

downgrade when the annual fee is up but xfer pts to my wife (has Preferred, which is 1.25x if redeemed for travel). If I wasn't in grade school I would just keep it another 12 months.

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Martin Van Nostrand

Bio page: Martin Van Nostrand
Joined: Aug 25, 2016
Last login: May 8, 2024
Total posts: 14,351 (2,475 FO)

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Messages

Author

Time

When is best time to cancel the CSR card?

rainorsnow

8/4/17 6:43pm

Max it out then cancel... Free money!

Fetchin Fetcher

8/4/17 6:44pm

Can you clarify?

rainorsnow

8/4/17 6:51pm

Was kidding.

Fetchin Fetcher

8/4/17 6:52pm

^^ He's a fetchin' fetcher ^^

spoxjox

8/4/17 6:56pm

Thank you, it was inspired by Bee $

Fetchin Fetcher

8/4/17 7:04pm

If you cancel you lose the points. See if you can downgrade to the Freedom (has

Martin Van Nostrand

8/4/17 6:49pm

Should have noted: Freedom and Freedom Unlimited have no annual fee. So you

Martin Van Nostrand

8/4/17 6:51pm

Thanks. Yeah I think I'm just gonna keep the CSR open until I use the points in

rainorsnow

8/4/17 6:54pm

I am in a similar boat. Still have loads of points. I'm thinking I will

Martin Van Nostrand

8/4/17 6:56pm

You're pretty smart for being in grade school

coolcats

8/4/17 7:10pm

Or just cash out the points or transfer to a travel partner then cancel.

unctoothman

8/4/17 7:13pm

This. You can just get cash deposited in your bank account.

dYrtbYkerYder

8/4/17 8:17pm

Read the small print.

CougarThug

8/4/17 6:49pm

One thing I learned from the small print is that you can transfer all of your

rainorsnow

8/4/17 7:19pm

Downgrade it to a free card like the freedom

CSoul

8/4/17 6:49pm

You can do as the others say, or get another chase card with a promo that

supertux

8/4/17 6:53pm

Or downgrade to a no annual fee one, still do the Preferred, and transfer pts to

Martin Van Nostrand

8/4/17 6:59pm

I have the reserve, freedom and unlimited cards

CSoul

8/4/17 6:59pm

This is a great combo. 5x pts on the Freedom categories plus Reserve redemption

Martin Van Nostrand

8/4/17 7:00pm

Never. It's the best card.

memento

8/4/17 7:26pm

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