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Oct 15, 2017
8:21
:13
pm
BlueFamily
Contributor
Ideally, you live on cash reserves.
Having a 1 year reserve of cash is good, a 2 year i think is ideal. Most bad markets recover within 18 months or so (or so they say)
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BlueFamily
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BlueFamily
Joined
Dec 20, 2008
Last login
May 4, 2024
Total posts
824 (12 FO)
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Messages
Author
Time
Retirement spending for the financially savvy, or those who think they are
CBaass
10/15/17 8:18pm
That's super smart. Let me know which years are going to be down years and I'll gladly jump on board!
SuperTank
10/15/17 8:21pm
That’s the point, how do you plan for it?
CBaass
10/15/17 8:27pm
Ideally, you live on cash reserves.
BlueFamily
10/15/17 8:21pm
I plan to move most of my money into bonds as I approach retirement
SaturdaySpecialDay
10/15/17 8:22pm
You should not be invested 100% in stocks in retirement.
RexIdaCoug
10/15/17 8:23pm
This is how I handle my investments now.
garyfan
10/15/17 8:24pm
That rate of withdrawal is nearly double what the consensus reccomendation
CB4
10/15/17 8:26pm
What my dad does, is have about 5 years of money in safer accounts.
BlueCoug
10/15/17 8:36pm
Your friend is weird. None of this makes any sense.
jbcoug
10/15/17 8:48pm
Use broadly diversified stock and bond allocation
Blue Cat
10/15/17 9:09pm
why touch the principal
Nat Gas Man
10/15/17 9:32pm
Build up other revenue streams as well. This isn't a widely
blackandblue
10/25/17 6:01am
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