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Feb 21, 2018
9:30:02am

RdF3 All-American

Deleted. Above post was edited.

This message has been modified

Originally posted on Feb 21, 2018 at 9:30:02am

Message modified by RdF3 on Feb 21, 2018 at 9:31:04am

Message modified by RdF3 on Feb 21, 2018 at 10:56:16am

Message modified by RdF3 on Feb 21, 2018 at 10:56:49am

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RdF3

Previous username: swishh_15
Bio page: RdF3
Joined: Nov 4, 2011
Last login: Apr 25, 2024
Total posts: 39,894 (2,654 FO)

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Messages

Author

Time

Savings vs money market accounts for rainy day fund.

diluigifan

2/21/18 8:52am

Following to learn as well.

ChiCityCoug

2/21/18 8:55am

We use Marcus.com Cit bank has competitive "high yield" savings rates as well

BlueFamily

2/21/18 9:01am

A couple ideas:

TheLoneCougar

2/21/18 9:02am

Interesting. I had never thought of using my ROTH for an emergency fund. I

diluigifan

2/21/18 9:09am

There is a lot of counter-culture investing, retirement, and

TheLoneCougar

2/21/18 9:48am

Another alternative strategy for the rainy day fund

Biyamiti

2/21/18 9:49am

can use Roth contributions/earninings if an extablished Roth for 5 years

TPcoug

2/21/18 9:13am

Deleted. Above post was edited.

RdF3

2/21/18 9:30am

How is it not true?

TPcoug

2/21/18 9:47am

Because it isn't true.

RdF3

2/21/18 10:02am

It is true in one instance

2/21/18 10:22am

And he's also right about the account

2/21/18 10:24am

lol no it isn't. I could open a Roth IRA today, contribute to it, and then

RdF3

2/21/18 10:30am

<< Deleted >>

2/21/18 10:31am

The article states exactly what I'm saying. You are not reading it correctly.

RdF3

2/21/18 10:32am

?

2/21/18 10:35am

They're referring to the 5 year clock on earnings withdrawals there.

RdF3

2/21/18 10:38am

You're right. Thanks for the clarification.

2/21/18 10:46am

<< Deleted >>

2/21/18 10:33am

Then I would consider thinking twice about investing with vanguard

RdF3

2/21/18 10:36am

Yep it's on earnings. I misunderstood.

2/21/18 10:45am

Yes, there's a 5 rule on conversions. That's an entirely different topic than

RdF3

2/21/18 10:24am

I understand

2/21/18 10:36am

simple mis-representation of the facts.

TPcoug

2/21/18 10:47am

<< Deleted >>

TheLoneCougar

2/21/18 9:45am

here is something to consider:

molodyets

2/21/18 9:36am

I subscribe to this theory as well

Biyamiti

2/21/18 10:01am

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