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Feb 21, 2018
10:36
:11
am
Sweatybluefeet
Redshirt Freshman
I understand
I was simply adding to the discussion that I found out that nugget. Figured I'd share knowledge 😀
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Sweatybluefeet
Previous username
tifozi
New username
Four-toed Creed
Bio page
Sweatybluefeet
Joined
Sep 2, 2006
Last login
Oct 12, 2020
Total posts
0 (0 FO)
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Messages
Author
Time
Savings vs money market accounts for rainy day fund.
diluigifan
2/21/18 8:52am
Following to learn as well.
ChiCityCoug
2/21/18 8:55am
We use Marcus.com Cit bank has competitive "high yield" savings rates as well
BlueFamily
2/21/18 9:01am
A couple ideas:
TheLoneCougar
2/21/18 9:02am
Interesting. I had never thought of using my ROTH for an emergency fund. I
diluigifan
2/21/18 9:09am
There is a lot of counter-culture investing, retirement, and
TheLoneCougar
2/21/18 9:48am
Another alternative strategy for the rainy day fund
Biyamiti
2/21/18 9:49am
can use Roth contributions/earninings if an extablished Roth for 5 years
TPcoug
2/21/18 9:13am
Deleted. Above post was edited.
RdF3
2/21/18 9:30am
How is it not true?
TPcoug
2/21/18 9:47am
Because it isn't true.
RdF3
2/21/18 10:02am
It is true in one instance
Sweatybluefeet
2/21/18 10:22am
And he's also right about the account
Sweatybluefeet
2/21/18 10:24am
lol no it isn't. I could open a Roth IRA today, contribute to it, and then
RdF3
2/21/18 10:30am
<< Deleted >>
Sweatybluefeet
2/21/18 10:31am
The article states exactly what I'm saying. You are not reading it correctly.
RdF3
2/21/18 10:32am
?
Sweatybluefeet
2/21/18 10:35am
They're referring to the 5 year clock on earnings withdrawals there.
RdF3
2/21/18 10:38am
You're right. Thanks for the clarification.
Sweatybluefeet
2/21/18 10:46am
<< Deleted >>
Sweatybluefeet
2/21/18 10:33am
Then I would consider thinking twice about investing with vanguard
RdF3
2/21/18 10:36am
Yep it's on earnings. I misunderstood.
Sweatybluefeet
2/21/18 10:45am
Yes, there's a 5 rule on conversions. That's an entirely different topic than
RdF3
2/21/18 10:24am
I understand
Sweatybluefeet
2/21/18 10:36am
simple mis-representation of the facts.
TPcoug
2/21/18 10:47am
<< Deleted >>
TheLoneCougar
2/21/18 9:45am
here is something to consider:
molodyets
2/21/18 9:36am
I subscribe to this theory as well
Biyamiti
2/21/18 10:01am
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