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May 17, 2018
4:47
:56
pm
Nat Gas Man
All-American
might depend upon the interest rate...$20K in the bank at 1% isn't much...but
$20K against a 5% mortgage is a guaranteed return....just a different way to look at it. There is ROI and then there is opportunity cost
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Nat Gas Man
Previous username
TXSmith
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Nat Gas Man
Joined
Apr 28, 2010
Last login
Aug 23, 2023
Total posts
53,749 (638 FO)
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Messages
Author
Time
POLL: Down-payment size on mortgage?
scootsy
First name: Tom; Last: Foolery
5/17/18 3:53pm
Go big or go...back to your apartment.
Troy McClure
5/17/18 3:57pm
Yeah, just trying to figure out if adding $20k to down payment to is smart to reduce monthly payments by $150/month if I
scootsy
5/17/18 4:02pm
In my ignorant opinion, I would go with a bigger downpayment.
Troy McClure
5/17/18 4:10pm
I certainly wouldn’t keep the $20k to spend on furniture.
Junior Deputy
5/17/18 4:36pm
20% and cash out or HELOC as soon as you have enough equity.
Baron
5/17/18 4:00pm
20%. Avoid PMI.
frontrowcougar
5/17/18 4:09pm
Typical CB advice. Just put down 100k its super easy!
Twin Roots
5/17/18 4:15pm
Put down as little as possible, get negative points
stoils
5/17/18 4:18pm
might depend upon the interest rate...$20K in the bank at 1% isn't much...but
Nat Gas Man
5/17/18 4:47pm
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