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Dec 15, 2018
12:30
:01
pm
Chester Copperpot
All-American
Maybe, but most people live paycheck to paycheck and right now at Christmas most
are going into debt, i.e. credit cards to pay for Christmas.
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Chester Copperpot
Previous username
Chester CobberPot
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Chester Copperpot
Joined
Jun 10, 2005
Last login
May 1, 2024
Total posts
21,452 (668 FO)
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Messages
Author
Time
Double paying tithing just got better. Standard deduction raised to $24,400 MFJ
Acorn
12/15/18 12:01pm
<< Deleted >>
Abe Froman
12/15/18 12:07pm
I already go on and on and on for this subject. Worry you guys are tired of me.
Acorn
12/15/18 12:08pm
We are all friends
conflictedcoug
12/15/18 12:09pm
I'd like to see your spreadsheet too
DirtyWater
12/15/18 12:11pm
Please share the spreadsheet
PickleButton
12/15/18 12:14pm
^ why living in California is terrible in some ways
BertoChavez
12/15/18 12:15pm
Even worse. There is a cap on SALT of $10K
Acorn
12/15/18 12:20pm
Yep. And even with that it's still impossible for me to use Acorn's idea.
BertoChavez
12/15/18 2:02pm
I remember those days when I lived in California. Interest rates were 10 1/2%
Acorn
12/15/18 2:17pm
Yes I would be interested in your spreadsheet also.
Blue for Life
12/15/18 12:18pm
I'm running some calculations and it looks like I can save a couple hundred
Skeptical Optimist
12/15/18 12:23pm
Actually, I'm missing the sales tax deduction, so it doesn't make sense
Skeptical Optimist
12/15/18 12:26pm
SALT is capped at $10K. Once your mortgage interest approaches
Acorn
12/15/18 12:31pm
How many people who fall into your scenario have the money sitting around to pay
Chester Copperpot
12/15/18 12:23pm
This is CB, everyone has tons of money
cougarnerd
12/15/18 12:25pm
Here is how you get around that. Keep all of this years money in a separate
Blue for Life
12/15/18 12:26pm
That is exactly what just said, but you can't got back for 2018 if you haven't
Chester Copperpot
12/15/18 12:31pm
An alternative to that. This year you pay your tithing like normal
Acorn
12/16/18 7:30am
Anyone with a two month emergency fund
Acorn
12/15/18 12:26pm
Maybe, but most people live paycheck to paycheck and right now at Christmas most
Chester Copperpot
12/15/18 12:30pm
Just because you miss this year, start planning for the future.
Acorn
12/15/18 12:34pm
It is a good strategy and I agree with everything you are saying. I have found
Chester Copperpot
12/15/18 12:37pm
I have enough itemized deductions, but it is still better to double pay.
Acorn
12/15/18 12:40pm
That is what I meant. Many have $10,000 in SALT and Property taxes plus
Chester Copperpot
12/15/18 12:41pm
Agree. There are quite a few on CB that have paid down or paid
Acorn
12/15/18 12:43pm
Can you share the Excel sheet or upload it to Google drive and
molodyets
12/15/18 12:24pm
Yes please
PickleButton
12/15/18 12:31pm
Pretty please!
gmj81
12/15/18 12:43pm
I love the financial tips. Thanks!
Lalau
12/15/18 12:26pm
This is a practice called "bunching." If you plan to make significant charitable
RealTexan Coug
12/15/18 1:25pm
The donor advised fund is a little more context than just bunching. But yeah,
unctoothman
12/15/18 4:12pm
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