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May 19, 2019
8:38
:51
am
CBaass
All-American
Some can pay zero down
We recently had an offer on our home from a family whose primary wage earner was a MD. They presented us their pre approval letter from their lender stating that they could finance 100% of the loan based on future wages.
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CBaass
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BigBassThunder
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CBaass
Joined
Sep 3, 2007
Last login
May 7, 2024
Total posts
16,323 (5,604 FO)
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Messages
Author
Time
Can people get home loans these days with less than 20% down?
Philosoraptor
5/19/19 8:24am
Yes. But they will pay PMI.
RexIdaCoug
5/19/19 8:28am
Or avoid PMI by paying a higher rate
Odysseus
5/19/19 8:51am
For primary residences, you can go as low as 3%
donnerstag
5/19/19 8:34am
Some can pay zero down
CBaass
5/19/19 8:38am
There are some non-traditional lenders out there
donnerstag
5/19/19 8:44am
With good credit 10% down isn’t hard to find.
jkccoug
5/19/19 8:36am
We had 10 % down, got a good rate, and ended up with a relatively small PMI
cougaman
5/19/19 8:54am
FHA, VA, USDA, State assistance programs. Tons of options out there.
Grit for Brains
5/19/19 8:57am
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