The committee is an awkward place as Utah's best wins are over a 6-4 Washington and 6-4 BYU. But they are absolutely beating the crap out of the very average PAC 12 teams they are playing like UCLA, Cal, Oregon State, etc.
Do you reward Utah for playing nobody but looking very impressive doing it or do you pick a team like Georgia or Penn State who will have some good wins and a few losses but played a much tougher schedule?
What would Georgia or Penn State or Oklahoma's or even Auburn's record be against Utah's schedule?