Mom was ripe for scammers and regularly at risk before she passed away. Was a headache for sure.

Dad is suspicious of everyone and protective of his info and gets chest clenching angry and out of breathe at telemarketers/scammers vs just hanging up.

I am now selling life insurance to seniors over the phone for a living. Many people assume I am one of those scammers or annoying telemarketers....

So yeah in a weird situation...

That said if any out there are concerned with whether their parents have their final expenses taken care of or not I may be able provide advice.