Stay alive. You live in the top 2% of lifestyles in the world and you’re complaining? If you are investing in a retirement plan sufficiently then you should have enough to live comfortably when you retire at 73. If you aren’t investing in the market through the vast array of retirement options open to anyone in this country then you need to adjust your lifestyle so you can.
What is your financial situation? What do you spend money on? What is your job? Do you actively educate yourself about investing through the free information anyone can find online?