right now. When you're already 22 out of 25 wins, a top 40 efficiency team won't have much of a better record anyways. That's not the issue.
The issue is what if SFA played Arizona State's 39th-toughest schedule. With a 106th ranking on Pomeroy, SFA would definitely not have 22 wins. ASU's ranked 58th and they only have 17 wins - with the 17th-highest luck rating that means they should only have 15 wins.
So, I'd guess given SFA's ranking based on their adjusted efficiencies and an average luck rating that they'd be around 12-13 wins. In that case, nobody would be talking about them at all as a bubble team.
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