Forgiveness is applied for later.
I’m gonna be honest. If I don’t know it’s forgiven but it might actually be more helpful if I know ahead that it will be forgiven. Otherwise I pay off some employees for 3-4 months and let them get unemployment until this is over. In that way i won’t have to pay back the loan over years and it doesn’t become an expensive venture.
Does anyone have a clarification on whether this is true?
Do we have to borrow and then pray there is forgiveness down the road?