You do know it will be forgiven, if you use it for payroll, mortgage, or rent
If you borrow $25,000 and then over the next 8 weeks pay $25,000 in payroll, rent, mortgage interest, then it is all forgiven.
If you borrow $25,000 and only pay $15,000 on payroll, rent, mortgage interest, then $15,000 will be forgiven and you will have to pay back $10,000 at 1% interest over 2 years.