I save to have fun now, trips, experiences, memories, etc. I don’t want to do that stuff when I am 65-75, I want to do it now, from age 40-60. I seen too many people wait until they can’t to live life.
When I’m retired I’ll downsize into a smaller house, I’ll visit my kids, play golf on my local course and eat good food. I can’t imagine being interested in much more than that.