I don't think student loans would transfer to her if you died.

Nov 30, 2020
9:30:13pm

Schultz is back All-American

It's still a good idea for you to get something, especially if you have kids, but I don't think student loans will be a problem.

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Schultz is back

Bio page: Schultz is back
Joined: Jan 14, 2013
Last login: May 3, 2024
Total posts: 9,026 (826 FO)

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Messages

Author

Time

Need advice re life insurance: in an MBA program with FT employment locked down

4thand19

11/30/20 9:27pm

10 or 20 year terms are very affordable and can be cancelled.

Parkercoug82

11/30/20 9:29pm

^^^ This ^^^

BYUforlife

11/30/20 9:53pm

I don't think student loans would transfer to her if you died.

Schultz is back

11/30/20 9:30pm

Here’s a pro tip: get a policy that isn’t connected to your employment

KingDave

11/30/20 9:30pm

RE: Here’s a pro tip: get a policy that isn’t connected to your

El Fuego

11/30/20 9:37pm

I don't believe student loans become a spouse's obligation if you die

BYUMizzou

11/30/20 9:32pm

Gov loans are forgiven if you die. Private loans transfer to next of kin.

4thand19

11/30/20 9:34pm

Not all private loans btw, I refinance my loans every year or so and most

jrob30

11/30/20 9:44pm

If it's always something you pay attention to, why don't you know...

CougarThug

11/30/20 10:04pm

Both are simply unsecured debt, although federal loans have some security

BYUMizzou

12/1/20 4:47am

Get a 20 yr term policy that you can afford and keep it once your start your new

volleyjiver

11/30/20 9:38pm

^^^ This too ^^^

BYUforlife

11/30/20 9:54pm

I always bought term as my primary life insurance and used work policies...

CougarThug

11/30/20 10:10pm

If you're young & healthy get your own policy not one from work. Term is CHEAP

BYUfan92

11/30/20 9:39pm

Former bball player josh sharp is in that business can get his number if u want

blueaussie

11/30/20 9:44pm

I got a $500,000 term 30 year term policy for about $35 per month. This price

GoTeam

11/30/20 10:08pm

Thanks all! CB pulls through big time. Think I’ll just get a 10 year policy and

4thand19

11/30/20 10:34pm

Get a 20 or 30 year policy, it will never be as cheap for you as it is now

therock

11/30/20 10:46pm

Just get one long enough until you’re close to retirement age. You can always

brazilcoug

12/1/20 6:24am

^^^ 100% this

BYUfan92

12/1/20 8:41am

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