Probably not.

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Jan 16, 2021
5:33:27pm

Future_Tacos All-American

Probably not.

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Future_Tacos

Previous username: Bonemachine
Bio page: Future_Tacos
Joined: Feb 7, 2005
Last login: Apr 28, 2024
Total posts: 11,226 (24 FO)

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Messages

Author

Time

Halfway through a 15yr mortgage on my home. 2.75% currently. Worth refinancing?

unctoothman Intervention Needed

1/16/21 5:30pm

Probably not.

Future_Tacos

1/16/21 5:33pm

What about 5% with 10 years remaining?

Sale

1/16/21 5:38pm

I’d refi that for sure.

1/16/21 5:49pm

I would. Keep the term and lower rate

Isleofavalon

1/16/21 5:52pm

Absolutely. Do that tomorrow

1/16/21 6:55pm

For sure

1/16/21 7:30pm

I was thinking that the last 10 years of a 30 year mortgage

Sale

1/16/21 7:51pm

It doesn't matter. Your interest depends on how much you owe. So if you get a

cougaman

1/16/21 8:12pm

Thanks for the explanation

Sale

1/16/21 9:05pm

I just refinanced 5 years into a 20 year to a 15 year at 2.375%. It would not

Colorado

1/16/21 5:52pm

Why the thumbs down? It will save me thousands and allow me to pay it off a

Colorado

1/16/21 7:00pm

Nope

ColoSpgs

1/16/21 5:52pm

Only if you wanted to extend the loan. You probably wouldn't save money in the

cougaman

1/16/21 6:03pm

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