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Jan 16, 2021
5:52
:04
pm
Isleofavalon
Contributor
I would. Keep the term and lower rate
Use savings to pay down consumer debt if you have it or increase retirement contributions
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Isleofavalon
Previous username
cjcoug
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Isleofavalon
Joined
Feb 4, 2004
Last login
Mar 12, 2021
Total posts
746 (1 FO)
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Messages
Author
Time
Halfway through a 15yr mortgage on my home. 2.75% currently. Worth refinancing?
unctoothman
Intervention Needed
1/16/21 5:30pm
Probably not.
Future_Tacos
1/16/21 5:33pm
What about 5% with 10 years remaining?
Sale
1/16/21 5:38pm
I’d refi that for sure.
bluecougar1985
1/16/21 5:49pm
I would. Keep the term and lower rate
Isleofavalon
1/16/21 5:52pm
Absolutely. Do that tomorrow
YIsForBrigham
1/16/21 6:55pm
For sure
HoustonCougar
1/16/21 7:30pm
I was thinking that the last 10 years of a 30 year mortgage
Sale
1/16/21 7:51pm
It doesn't matter. Your interest depends on how much you owe. So if you get a
cougaman
1/16/21 8:12pm
Thanks for the explanation
Sale
1/16/21 9:05pm
I just refinanced 5 years into a 20 year to a 15 year at 2.375%. It would not
Colorado
1/16/21 5:52pm
Why the thumbs down? It will save me thousands and allow me to pay it off a
Colorado
1/16/21 7:00pm
Nope
ColoSpgs
1/16/21 5:52pm
Only if you wanted to extend the loan. You probably wouldn't save money in the
cougaman
1/16/21 6:03pm
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