Cash on hand-2 months. Available in a brokerage account for easy access-2 years.

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May 6, 2021
10:49:30am

Ash All-American

Cash on hand-2 months. Available in a brokerage account for easy access-2 years.

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Ash

Previous username: texmizzoucoug
Bio page: Ash
Joined: Feb 15, 2013
Last login: Jul 19, 2021
Total posts: 14,282 (592 FO)

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Messages

Author

Time

POLL: How many months do you have in your Emergency Fund

Nat Gas Man

5/6/21 9:59am

Where is the 0 months option?

BYUtka

5/6/21 10:01am

RE: Where is the 0 months option?

NacoCoug

5/6/21 10:40am

>3 years?!

fredetteaboutit13

5/6/21 10:05am

I'm very slowly working on mine

gangbusters

5/6/21 10:07am

Does 'Emergency Fund' imply that I could get to it immediately or within, say

Hoopster

5/6/21 10:11am

And what about bank vs. actual cash on hand. If it's cash on hand (say all electronic transactions are suspended), I'm

Bert609

5/6/21 10:15am

So we should start stuffing cash in a mattress? 🙂

Hoopster

5/6/21 10:19am

Depends on how paranoid you are. Some cash on hand would be wise, some in a bank account that has quick electronic

Bert609

5/6/21 10:27am

yes, but in a real national emergency, what you think is liquid might not be

Nat Gas Man

5/6/21 10:17am

My emergency fund is my total credit card limit, so I guess I have 7+ years

BYUFootballisBack

5/6/21 10:19am

My emergency fund is not for “real national emergencies”

TCuz

5/6/21 10:23am

Yep, gonna have a lot bigger problems than money access in that event

BYUFootballisBack

5/6/21 10:41am

If we're talking honest to goodness serious emergency...

Eddie

5/6/21 10:22am

OK-national emergency vs. personal emergency (job loss, long-term health issues)

Hoopster

5/6/21 10:26am

No one is going to take cash in that scenario.

Eddie

5/6/21 10:29am

Gold coins- ONLY bullion type & junk silver coins, food, water, matches & cash.

grandpacoug

5/6/21 10:35am

Yep an "emergency fund" in cash seems pointless IMO, in case of national event

BYUFootballisBack

5/6/21 10:43am

If we get to that type of situation then my “emergency fund” is choosing not to be alive any longer.

TCuz

5/6/21 10:46am

Cash on hand-2 months. Available in a brokerage account for easy access-2 years.

Ash

5/6/21 10:49am

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