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Jun 17, 2021
7:57:07pm

classycoug Redshirt Freshman

I sent you a BM

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classycoug

Previous username: jbpete87
Bio page: classycoug
Joined: Apr 16, 2012
Last login: May 1, 2024
Total posts: 230 (2 FO)

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Messages

Author

Time

Does having subordinate debt like a HELOC always increase the rate on a refi?

cheezedawg medium

6/14/21 6:21pm

yes

bulletproof

6/14/21 6:26pm

Almost always

molodyets

6/14/21 6:33pm

The only way I know is you can pay it down to zero and still subordinate

classycoug

6/17/21 11:46am

not true.

bulletproof

6/17/21 12:50pm

Absolutely is true. Just because your company doesn't offer it doesn't mean

classycoug

6/17/21 12:57pm

not through fannie mae or freddie mac

bulletproof

6/17/21 1:06pm

It is through Fannie and Freddie. At our company it is an exception

classycoug

6/17/21 1:13pm

what company is that I would like to refinance with you

bulletproof

6/17/21 1:23pm

I sent you a BM

classycoug

6/17/21 7:57pm

I was asking because my heloc that I opened last year after a refi has prepayment penalty if I close it too soon so now

cheezedawg

6/17/21 8:42pm

How much is the prepayment penalty? I had a heloc I closed early and the

classycoug

6/17/21 11:30pm

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