I don't ever want traditional insurance again. saved thousands of dollars EVERY YEAR by going this route vs insurance.

From my perspective, the biggest obstacle to adopting Christian Healthcare Ministries is breaking tradition...

$600 per month for family coverage and max out of pocket for an incident is $500. no insurance company can touch that.

downside is
- pre-existing conditions - they have a plan to accomodate... takes 3 years or so... see website.
- filing your own claims (not really that hard; but kind of time consuming)
- every incident is $500 cash out of pocket before coverage kicks in. 100% coverage above $500 though! yes, you pay $300 for a doctor visit... but how many a month do you really need? average insurance is $1,500+ for the monthly cost...