a lot on it for it to be worth having. We run our business expenses on it so it helps me get Diamond class. It also gets me into Delta lounges, free luggage, one companion pass, upgrades (not as good as they used to be) and other perks. But you do need to use it to make it worthwhile.

I used to use the Southwest card. If you don't mind flying Southwest, it's decent. I don't love southwest and don't need a companion pass for every flight I take (and I fly a lot internationally). If you are mostly a domestic flier, you may want to consider that card.

If you sign up, make sure you get at least 70,000 points. Sometimes you can find 100,000 points too.