I dont think BYU grads are a great representation of the average American.

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Mar 21, 2023
4:18:04pm

P-Boy Squad All-American

I dont think BYU grads are a great representation of the average American.

First of all most on here probably have a college degree which tends to lead to better wages. I think right now the average in America is like 35% over the age of 25 have degrees.

Also, we were all likely to be brought up in a religion that abhors debt and have heard about the dangers there. Likely we are more sensitive to it than the average American.

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P-Boy Squad

Bio page: P-Boy Squad
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Last login: May 4, 2024
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Messages

Author

Time

POLL: RE: POLL: How much credit card debt do you have?

bruincoug

3/21/23 4:14pm

You don't think that on average that LDS people are more debt averse than the

AggieWeekendCougar

3/21/23 4:16pm

I'd be willing to bet LDS families have more car and house debt than average.

vagabonder

3/21/23 4:18pm

I cannot imagine going into debt for clothes.

Courtimedes

3/21/23 4:24pm

They also have bigger dental and orthodontic bills . . .

85fan

3/21/23 4:32pm

For people whose loans are pre 2022, house debt is probably positively correlated with wealth and financial security/

mvtoro

3/21/23 4:52pm

I think that’s prob true but not by much

bruincoug

3/21/23 4:19pm

Well, those with zero can assuredly pick "less than" and know they are right

AggieWeekendCougar

3/21/23 4:24pm

I read it as average CB household, not LDS vs US household.

crack

3/21/23 4:19pm

That was the intent

bruincoug

3/21/23 4:20pm

I think Utah has a top 5 rate of personal bankruptcy in the nation, not good

LargeTalons

3/21/23 4:38pm

And a state with a huge number of startups. Of which the failure rate is high

Nat Gas Man

3/21/23 5:07pm

Yep, can't rely on the other 49 to produce enough MLM opportunities

LargeTalons

3/21/23 5:12pm

12th and not a ton more than those in the top 20.

ochobeeguy

3/21/23 5:23pm

I dont think BYU grads are a great representation of the average American.

P-Boy Squad

3/21/23 4:18pm

Also I will add that I think the average CB age tends to skew more like 35 and

P-Boy Squad

3/21/23 4:19pm

I’m assuming $0.00 is less than average, even for CBers.

mobomanjoe

3/21/23 4:22pm

Since the average HAS to be more than $0...

justAnotherCoug

3/21/23 4:23pm

Actually, if just one person has more than 0, then everyone else is "< average"

The Dark Knight

3/21/23 4:30pm

Why. CB demographics are FAR different than avg for the US.

kccougar

3/21/23 4:30pm

These results can be accurate, by the way. If most people on the board have none

fbguru

3/21/23 4:33pm

I misread your poll as “average” rather than “CB average”. But my answer stays the same as it’s paid off every month.

mvtoro

3/21/23 4:40pm

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