financial well being. If you invested money rather than paid down your mortgage during that time, you probably did very well. If you took on more mortgage debt by buying property during the last decade you’ve probably done extremely well.

I took on many, many times more house debt since 2011 than I’ve ever had in assets, and my only regret is that I didn’t take more. Wish I’d held more of it a year longer as well, but hindsight is 20/20 and I can’t complain.

House debt is very different from credit card debt.