Is now as good a time to move or is it crazy to do so in this market? I have a serviceable home with an interest rate from 2020. I realize that relative to new mortgages I’m fortunate. But I also want to upgrade. I’d love a bigger yard and a change of scenery, but it would come at a significantly higher monthly payment on account of today’s rates.

If things aren’t ever going to change I’ll probably just do it and make the move. But… if the market and/or rates are going to shift within the next five years I’d just as soon wait it out, and not tie up as much of my monthly budget.

I realize I’m asking a question that nobody can answer with certainty, but I’d love to get some opinions from people smarter and more experienced than me.