Moved in 2021 and rented the 2019 home out, then moved at the end of last year with a 7.9% interest rate and got into our dream home and rented the 2021 house out as well. We were able to get the seller (builder) to do a 2/1 buydown on our rate, knowing we will refinance in the next two years and also got a $75k discount on what the home next door (similar model/size) was sold at just 4 months prior even though they were listed at the same price.

Moral of the story, buy if you can and don’t try to predict the market. 3 years from now interest rates will likely be in the 4-5% range which means your home will also likely be worth 15-20% more than what you buy it for today because of demand.