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Apr 22, 2024
8:36
:06
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BYU Grounds
Truly Addicted User
pay it on time
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BYU Grounds
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BYU Grounds
Joined
Jul 11, 2002
Last login
May 19, 2024
Total posts
42,362 (1,989 FO)
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Messages
Author
Time
I will graduate from BYU this week, I took out a $6k loan my first year
Oaktown12
Apr 21, 7:30pm
Let the big guy take care of that loan for ya
jigidajrit
Apr 21, 7:31pm
True lol
Oaktown12
Apr 21, 7:32pm
You mean let the guy who didn’t take the loan pay for it?
Bullrider
Apr 21, 9:32pm
Pay off the debt now. A credit score could be renamed “I love debt” score.
brazilcoug
Apr 21, 7:33pm
It’s not the only way. Just stop.
WDaddy
Apr 21, 7:34pm
Said no rich person ever
JOPE
Apr 21, 7:37pm
Isn't Dave Ramsey rich?
BYUtka
Apr 21, 7:38pm
Yes, so we can include cult leaders
JOPE
Apr 21, 7:39pm
Boo for the deflection.
Division Bell
Apr 21, 7:40pm
He has gotten rich telling people to avoid debt
JOPE
Apr 21, 7:43pm
Ok... So he is a"Rich Person" and would say "that."
BYUtka
Apr 21, 7:48pm
RE: Ok... So he is a"Rich Person" and would say "that."
blueaussie
Apr 21, 7:58pm
RE: He has gotten rich telling people to avoid debt
Division Bell
Apr 21, 10:01pm
I’m sure Dave knows there’s a higher law, and that he lives it in certain wise
Forest Green
Apr 21, 7:40pm
I doubt he needs to use debt anymore.
blueaussie
Apr 21, 7:59pm
Yeah, because he makes more selling no debt to others
JOPE
Apr 21, 8:21pm
Just curious, were you disillusioned by him somehow? Why the hate? It works for
blueaussie
Apr 21, 8:38pm
Dave is rich because he sells himself, his books, etc
Fatalplacebo
Apr 21, 7:42pm
He didn't get rich by practicing what he teaches.
Dryfire
Apr 21, 8:01pm
How is that not practicing what he teaches?
TwinsRight
Apr 21, 8:10pm
I didn't realize that he now teaches people should become best-selling authors.
Dryfire
Apr 21, 8:17pm
The Dave Ramsey hate is incredible. I think he would think it is great if his
blueaussie
Apr 22, 9:52am
Who said anything about hating Dave Ramsey?
Dryfire
Apr 22, 12:16pm
I apologize. I responded to you a generalized response to all of the negative
blueaussie
Apr 22, 12:44pm
No need to apologize.
Dryfire
Apr 22, 7:06pm
Keep the debt and save your money for your kids daycare.
BikeGuy
Apr 21, 7:39pm
Depends how financially illiterate and how little self control one has….
kotacoug
Apr 21, 7:41pm
Nah. Just have a dual income. Makes life so much better when both spouses work outside the home
letthewookieewin
Apr 21, 7:52pm
lol at dudes that require a 2nd person to crush it financially!
BYU-Provo
Apr 21, 8:14pm
It’s the only way…for financial goblins. 👹 👺 👿
BYU-Provo
Apr 21, 8:11pm
Don't worry about any credit impact for paying all now
JuicyJam
Apr 21, 7:40pm
If you are applying for a loan in the next few months, I’d wait.
OPINIONS
Apr 21, 7:42pm
What goals are you trying to achieve? Increase wealth? Better credit score? If
Hyrum in Houston
Apr 21, 7:43pm
Pay it off and find other ways to get your credit up that won’t cost you money
cougaman
Apr 21, 7:44pm
I say do the monthly payments, unless the interest rate is bad. Can use that
babycarrot
Apr 21, 7:48pm
I believe you have six months before you start payments. The rate is probably
GilbertAZCougar
Apr 22, 6:59am
pay it on time
BYU Grounds
Apr 22, 8:36am
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