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May 26, 2024
4:46
:48
pm
cougfanz
All-American
I would get their financing discount (assume 2-3k) then just pay it off
next week.
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cougfanz
Previous username
ndfan
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cougfanz
Joined
May 15, 2011
Last login
Jun 17, 2024
Total posts
18,191 (1 FO)
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Messages
Author
Time
1st time buying a vehicle with cash alone - I know it doesn't confer
Adam_Pontipee
May 26, 4:44pm
I would get their financing discount (assume 2-3k) then just pay it off
cougfanz
May 26, 4:46pm
Don't assume 2-3k. And don't do it and pay it off in a few weeks. Wait the
Plato
May 26, 4:49pm
Our experience was they kept trying to talk us into
cougfanz
May 26, 4:54pm
Where would I find if there are penalties for paying off early?
Adam_Pontipee
May 26, 4:52pm
I just asked and they said there wasn’t but that it was a gentleman’s agreement
cougfanz
May 26, 4:56pm
A "gentleman's agreement" made with scoundrels. Read the fine print.
DubuMfalme
May 26, 4:57pm
Agree. good point.
cougfanz
May 26, 4:59pm
The rate is marked up so that the bank pays a fee. But if you pay it off before
Plato
May 26, 5:02pm
Yea…do the right thing by the middle man who exists to only take advantage of
IGlowInTheDark
May 26, 5:20pm
Some dealers have a one year minimum now.
HuskerFan2
May 26, 5:05pm
When you are in the finance office you straight up ask them if there is
Imbyulv
May 26, 6:09pm
When I just bought a car, they offered a discount for financing. But every
BYUCougarsFan
May 26, 5:27pm
If they ask, just say "I'm still deciding".
Ragnar Danneskjold
May 26, 4:47pm
Sometimes you can get a better deal by financing. As long as you save enough to
Schultz is back
May 26, 4:49pm
I just bought my daughters car in cash
JOPE
May 26, 5:04pm
I usually tell them I have cash, but am open to financing depending on what
crack
May 26, 5:14pm
You negotiate on the out the door price. You tell them once that is negotiated
Imbyulv
May 26, 6:15pm
They may not take cash. Be prepared to go get a cashier's check.
ochobeeguy
May 26, 7:19pm
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