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Jul 13, 2019
9:41
:28
am
rtNelson
All-American
4 years ago with no activity since.
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rtNelson
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rtNelson
Joined
Sep 17, 2008
Last login
May 22, 2024
Total posts
9,840 (38 FO)
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Messages
Author
Time
Credit: This is a bit embarassing to post.
rtNelson
7/12/19 11:36pm
Stick with it. Use it and pay it off every month. You'll soon be eligible for better cards with higher limits.
mulletino
7/12/19 11:38pm
Thats the plan for now, eventually just want a card with 2% rewards
rtNelson
7/12/19 11:43pm
I've been told that carrying a balance and simply making your payments on time
Left Shark Coug
7/13/19 6:54am
All credit bureaus know is your statement balance.
mulletino
7/13/19 12:14pm
Hire a credit repair attorney
Bleeding Blue
7/12/19 11:44pm
I have 4 things total on my credit.
rtNelson
7/12/19 11:54pm
You can send letters, and if they're not responded to in time, items can go off.
dYrtbYkerYder
7/13/19 1:49am
Say that the debts have been paid
scott715
7/13/19 7:40am
Not the point of the letters. They would be asking for proof that the negative
dYrtbYkerYder
7/13/19 8:47am
I haven't tried it, but read about Experian Boost. That might help you.
Narfin'Coug
7/13/19 12:02am
You could try calling if you have large investments with them, they may give you
califcougar
7/13/19 12:11am
It is hard to be patient, but keep plugging along. You'll be fine
Acorn
7/13/19 3:21am
I pay Experian and use their app.
rtNelson
7/13/19 9:44am
Why didn't you start rebuilding it sooner? Honest question.
dYrtbYkerYder
7/13/19 10:00am
Honestly. I was,making enough to float by.
rtNelson
7/13/19 10:04am
Nothing to be embarrassed about. You have low credit because you have almost no
cougaman
7/13/19 4:01am
No plans to buy a house in the next 7-8 years or so.
rtNelson
7/13/19 9:46am
All the bad stuff will be out by then. You might miss out on a few hundred bucks
cougaman
7/13/19 10:03am
This is bizarre, how long ago were your credit errors?
gww687
7/13/19 7:00am
4 years ago with no activity since.
rtNelson
7/13/19 9:41am
No errors or no activity since?
gww687
7/13/19 9:50am
Schwab. Which exclusively deals with amex.
rtNelson
7/13/19 9:55am
Go apply for Chase cards
gww687
7/13/19 11:54am
After about 6 months of using the card and paying it off call and see if they
Cobra Venom
7/13/19 11:35am
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