I haven't tried it, but read about Experian Boost. That might help you.

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Jul 13, 2019
12:02:06am

Narfin'Coug Contributor

I haven't tried it, but read about Experian Boost. That might help you.

From what I've read, it's intended to help those with bad credit using the traditional metrics. Might help your credit scores and eligibility, if the issuer pulls from Experian.

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Narfin'Coug

Bio page: Narfin'Coug
Joined: Jun 20, 2012
Last login: Apr 27, 2024
Total posts: 1,164 (2 FO)

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Messages

Author

Time

Credit: This is a bit embarassing to post.

rtNelson

7/12/19 11:36pm

Stick with it. Use it and pay it off every month. You'll soon be eligible for better cards with higher limits.

mulletino

7/12/19 11:38pm

Thats the plan for now, eventually just want a card with 2% rewards

rtNelson

7/12/19 11:43pm

I've been told that carrying a balance and simply making your payments on time

Left Shark Coug

7/13/19 6:54am

All credit bureaus know is your statement balance.

mulletino

7/13/19 12:14pm

Hire a credit repair attorney

7/12/19 11:44pm

I have 4 things total on my credit.

rtNelson

7/12/19 11:54pm

You can send letters, and if they're not responded to in time, items can go off.

7/13/19 1:49am

Say that the debts have been paid

scott715

7/13/19 7:40am

Not the point of the letters. They would be asking for proof that the negative

7/13/19 8:47am

I haven't tried it, but read about Experian Boost. That might help you.

Narfin'Coug

7/13/19 12:02am

You could try calling if you have large investments with them, they may give you

califcougar

7/13/19 12:11am

It is hard to be patient, but keep plugging along. You'll be fine

Acorn

7/13/19 3:21am

I pay Experian and use their app.

rtNelson

7/13/19 9:44am

Why didn't you start rebuilding it sooner? Honest question.

7/13/19 10:00am

Honestly. I was,making enough to float by.

rtNelson

7/13/19 10:04am

Nothing to be embarrassed about. You have low credit because you have almost no

cougaman

7/13/19 4:01am

No plans to buy a house in the next 7-8 years or so.

rtNelson

7/13/19 9:46am

All the bad stuff will be out by then. You might miss out on a few hundred bucks

cougaman

7/13/19 10:03am

This is bizarre, how long ago were your credit errors?

gww687

7/13/19 7:00am

4 years ago with no activity since.

rtNelson

7/13/19 9:41am

No errors or no activity since?

gww687

7/13/19 9:50am

Schwab. Which exclusively deals with amex.

rtNelson

7/13/19 9:55am

Go apply for Chase cards

gww687

7/13/19 11:54am

After about 6 months of using the card and paying it off call and see if they

Cobra Venom

7/13/19 11:35am

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