will raise your limit. A few months after that apply for another card. Try and get a new card every six months until you have 5 different accounts. Use the newest card and put the older ones in a safe place but do not cancel them. Pay off your card or cards in full every month. In 3-5 years your credit score will be in the 700’s. Do not overspend on the cards, do a few small purchases every month and pay them off religiously. You can call credit card companies and pick out a date when you want payments due. This will help you pay all your bills at the same time every month so you get in a good habit and are never late. Good luck.