what does your insurance cover?

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Sep 17, 2019
3:56:03pm

Cougz19 All-American

what does your insurance cover?

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Cougz19

Previous username: nhatch82
Bio page: Cougz19
Joined: Sep 2, 2014
Last login: Jun 10, 2024
Total posts: 11,375 (122 FO)

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Messages

Author

Time

$30,250 - for 11 hours in the hospital getting my 12 year old's appendix removed

timpjynx

9/17/19 3:53pm

It is out of control. I'm sorry you are going to have to deal with it.

Cougar TD

9/17/19 3:55pm

This is the core problem of healthcare, not arguing about who pays for it.

SandYFan

9/17/19 3:55pm

Exactly. Been saying this forever.

Twin Roots

9/17/19 4:13pm

what does your insurance cover?

Cougz19

9/17/19 3:56pm

They knocked down the charges to "contracted" prices (yay me) but I'm on HSA

timpjynx

9/17/19 3:59pm

Ugh! So sorry. Hate the medical racket we have going on

Goliath

9/17/19 3:56pm

It's a filthy, corrupt industry. It hides under the guise of caring for people, but it is far more corrupt than

Pimpin4Paradise

9/17/19 3:58pm

Here are a couple of my experiences from the last year:

Pimpin4Paradise

9/17/19 4:04pm

republicans havent done crap to improve the health care system

Iman23

9/17/19 3:59pm

No one has. They just pit us against each other over who should pay these

SandYFan

9/17/19 4:00pm

Here come the CB medical professionals claiming it's all the insurance carrier's

rainorsnow

9/17/19 4:00pm

They bill insurances more than they know they will be paid so that they will get the maximum possible payments from

lightmann

9/17/19 4:21pm

My Dad had a bill for 11 hours in the hospital for $99K...

Don_Juan_El_Guapo

9/17/19 4:05pm

My son's was $45,319.35 in April of this year.

RexIdaCoug

9/17/19 4:06pm

For whatever reason insurance companies pay hospitals much, much more for the

mudpupper

9/17/19 4:09pm

It's partly to do with people not paying their bills.

El Fuego

9/17/19 4:17pm

There’s more to it

Sumguy

9/17/19 5:01pm

May be some truth to that, but according to the EOBs...

timpjynx

9/17/19 5:35pm

Now check back 6 or more months later after everything is final to see how much money was really paid out.

lightmann

9/17/19 4:18pm

My son's was about $25,000 in late July

jpesk2

9/17/19 4:18pm

Son had inpatient surgery this August on his mastoid and middle ear > 66k

Saxa

9/17/19 4:21pm

<< Deleted >>

cougfanz

9/17/19 4:42pm

Been in the exact same situation. What I was told to do by 3 Docs in my fam:

Jaba

9/17/19 4:47pm

This is why the ACA and having everyone insured is a good first step.

El Fuego

9/17/19 4:55pm

Hospitals aren’t charging that much to cover uninsured care

cougfanz

9/17/19 5:13pm

It's a large portion of it. At least that's what i've heard from a friend

El Fuego

9/17/19 5:19pm

How else are they going to pay for their 12+ years of schooling after HS? 😉

Jaba

9/17/19 5:37pm

Disagree. A step in the right direction would be to

Jaba

9/17/19 5:19pm

Yeah, they suggested keeping him longer but said I could take him home if I was

timpjynx

9/17/19 4:58pm

How do you “schedule a hospital visit with a doc at the hospital”

cougfanz

9/17/19 5:17pm

I'm speaking about symptoms that don't require immediate (emergency) surgery

Jaba

9/17/19 5:33pm

We've allowed the healthcare industry to become a business instead of a service

soulcoug

9/18/19 4:08pm

You'd have to leave something in the plan as an incentive for those who excel

El Fuego

9/18/19 4:11pm

OK, sounds fair. Incentive based on excellence but not on profit.

soulcoug

9/18/19 4:19pm

Kind of.. the people that "excel in their field" often make a whole lot less as

cougfanz

9/18/19 4:28pm

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