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Oct 22, 2019
3:49
:39
pm
ebv
All-American
Cash is king, especially at the high water mark.
Nice work on the 4 plexes. That's our next goal, too.
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ebv
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ebv
Joined
Jan 12, 2011
Last login
Jun 4, 2024
Total posts
11,955 (683 FO)
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Messages
Author
Time
What % of income do you put in to your regular bank savings account? This
Zak
10/21/19 9:39pm
0%. Always investing or paying down debt.
mulletino
10/21/19 9:41pm
When I Had Kids at Home 0%
Chicago Cougar
10/21/19 9:43pm
50k emergency fund.. everything else in retirement or taxable accounts.
cougfanz
10/21/19 9:49pm
A good goal is to have 3-6 months' living expenses in a liquid account. Then if an emergency happens, you can draw on
Smack'sWife
10/21/19 9:49pm
3 months is better than 0, but I always recommended 6-9 months when I did this
chilango
10/21/19 10:03pm
Depends on job type/market imo.. or how long it would take to find a new job
cougfanz
10/21/19 10:06pm
That's the 6-9 range. But IMO everyone should have at least 6 month's worth,
chilango
10/21/19 10:13pm
Have 1 year salary in savings for emergencies
PickleButton
10/21/19 9:55pm
That's the most I've ever heard. And too much, unless you've already got plenty
Cougarrr
10/21/19 10:27pm
Holy cow! I mean, that's a nice goal, but that's a lot of capital to keep on the
ebv
10/21/19 10:33pm
House paid for, maxing 401K also
PickleButton
10/22/19 6:07am
Cash is king, especially at the high water mark.
ebv
10/22/19 3:49pm
20% into retirement. 10% liquid. But liquid never sits long.
Future_Tacos
10/21/19 10:14pm
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